Blue Cash Preferred Card from American Express vs Capital One Quicksilver Cash Rewards Credit Card
Compare the Blue Cash Preferred Card from American Express ($95/yr) against the Capital One Quicksilver Cash Rewards Credit Card ($0/yr) to see which card earns you more rewards based on your spending.
See how the Blue Cash Preferred Card from American Express and Capital One Quicksilver Cash Rewards Credit Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Blue Cash Preferred Card from American Express | Capital One Quicksilver Cash Rewards Credit Card |
|---|---|---|
| Annual Fee | $95 | $0 |
| Sign-Up Bonus | $250 after $3,000 spend in 6 months | $200 after $500 spend in 3 months |
| Foreign Transaction Fee | 2.7% | 0% |
| Base Reward Rate | 1.0% | 1.5% |
| Travel Rewards | 3% | 5% |
| Grocery Rewards | 6% (up to $6,000/yr) | 1.5% |
| Gas Rewards | 3% | 1.5% |
| Key Benefits | 6% cash back at U.S. supermarkets and streaming, 3% on transit and gas. | Unlimited 1.5% cash back on all purchases, 5% on Capital One Travel bookings. |
| Issuer | American Express | Capital One |
Quick Summary
The Blue Cash Preferred Card from American Express has a $95 annual fee ($95/year more than Capital One Quicksilver Cash Rewards Credit Card).
Capital One Quicksilver Cash Rewards Credit Card has a higher base reward rate (1.5% vs 1.0%).
Which Card is Better for Your Spending?
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