Blue Cash Preferred Card from American Express vs Capital One Savor Cash Rewards Credit Card
Compare the Blue Cash Preferred Card from American Express ($95/yr) against the Capital One Savor Cash Rewards Credit Card ($0/yr) to see which card earns you more rewards based on your spending.
See how the Blue Cash Preferred Card from American Express and Capital One Savor Cash Rewards Credit Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Blue Cash Preferred Card from American Express | Capital One Savor Cash Rewards Credit Card |
|---|---|---|
| Annual Fee | $95 | $0 |
| Sign-Up Bonus | $250 after $3,000 spend in 6 months | $200 after $500 spend in 3 months |
| Foreign Transaction Fee | 2.7% | 0% |
| Base Reward Rate | 1.0% | 1.0% |
| Travel Rewards | 3% | 5% |
| Dining Rewards | 1.0% | 3% |
| Grocery Rewards | 6% (up to $6,000/yr) | 3% |
| Gas Rewards | 3% | 1.0% |
| Key Benefits | 6% cash back at U.S. supermarkets and streaming, 3% on transit and gas. | Unlimited 3% on dining, entertainment, groceries, and streaming; 5% on travel through Capital One. |
| Issuer | American Express | Capital One |
Quick Summary
The Blue Cash Preferred Card from American Express has a $95 annual fee ($95/year more than Capital One Savor Cash Rewards Credit Card).
Both cards have the same base reward rate (1.0%).
Which Card is Better for Your Spending?
Enter your typical monthly spending to see which card earns you more rewards.
Your Personalized Results
Want to compare more cards? Try our full calculator to see all 20+ cards ranked by your spending.