Blue Cash Preferred Card from American Express vs Costco Anywhere Visa Card by Citi

Compare the Blue Cash Preferred Card from American Express ($95/yr) against the Costco Anywhere Visa Card by Citi ($0/yr) to see which card earns you more rewards based on your spending.

See how the Blue Cash Preferred Card from American Express and Costco Anywhere Visa Card by Citi stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.

Feature Blue Cash Preferred Card from American Express Costco Anywhere Visa Card by Citi
Annual Fee $95 $0
Sign-Up Bonus $250 after $3,000 spend in 6 months None
Foreign Transaction Fee 2.7% 0%
Base Reward Rate 1.0% 1.0%
Travel Rewards 3% 3%
Dining Rewards 1.0% 3%
Grocery Rewards 6% (up to $6,000/yr) 2%
Gas Rewards 3% 4% (up to $7,000/yr)
Key Benefits 6% cash back at U.S. supermarkets and streaming, 3% on transit and gas. 4% on gas/EV (up to $7,000/yr), 3% on restaurants and travel, 2% on Costco purchases.
Issuer American Express Citi

Quick Summary

The Blue Cash Preferred Card from American Express has a $95 annual fee ($95/year more than Costco Anywhere Visa Card by Citi).

Both cards have the same base reward rate (1.0%).

Which Card is Better for Your Spending?

Enter your typical monthly spending to see which card earns you more rewards.

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