American Express Gold Card vs The Platinum Card from American Express

Compare the American Express Gold Card ($325/yr) against the The Platinum Card from American Express ($695/yr) to see which card earns you more rewards based on your spending.

See how the American Express Gold Card and The Platinum Card from American Express stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.

Feature American Express Gold Card The Platinum Card from American Express
Annual Fee $325 $695
Sign-Up Bonus 60,000 points after $6,000 spend in 6 months 80,000 points after $8,000 spend in 6 months
Foreign Transaction Fee 0% 0%
Base Reward Rate 1.0% 1.0%
Travel Rewards 3% 5%
Dining Rewards 4% (up to $50,000/yr) 1.0%
Grocery Rewards 4% (up to $25,000/yr) 1.0%
Key Benefits 4X points at restaurants worldwide, 4X on U.S. supermarkets, 3X on flights. 5X on flights and prepaid hotels through Amex Travel. Global Lounge Collection access.
Issuer American Express American Express

Quick Summary

The American Express Gold Card has a $325 annual fee (saving you $370/year compared to The Platinum Card from American Express).

Both cards have the same base reward rate (1.0%).

Which Card is Better for Your Spending?

Enter your typical monthly spending to see which card earns you more rewards.

Want to compare more cards? Try our full calculator to see all 26+ cards ranked by your spending.