Strongest in travel at 5% via portal.
Unlimited 1.5% cash back on all purchases, 5% on Capital One Travel bookings.
Earns a solid 1.5% on everything else.
Annual fee: None
Sign-up bonus: $200 after $500 spend in 3 months
Foreign fees: 0%
Perfect if: You're comfortable booking through the issuer's portal for the best rate.
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Strongest in travel at 6%.
2x on all, 2.5x on mobile up to $5k/quarter, 6x on prepaid travel.
Earns a solid 2.0% on everything else.
Annual fee: None
Sign-up bonus: 75,000 points after $10,000 spend in 120 days
Foreign fees: 0%
Perfect if: You want solid rewards without paying an annual fee.
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