Citi Double Cash Card vs Gemini Credit Card
Compare the Citi Double Cash Card ($0/yr) against the Gemini Credit Card ($0/yr) to see which card earns you more rewards based on your spending.
See how the Citi Double Cash Card and Gemini Credit Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Citi Double Cash Card | Gemini Credit Card |
|---|---|---|
| Annual Fee | $0 | $0 |
| Sign-Up Bonus | $200 after $1,500 spend in 6 months | $200 after $3,000 spend in 90 days |
| Foreign Transaction Fee | 3% | 0% |
| Base Reward Rate | 2.0% | 1.0% |
| Travel Rewards | 5% | 1.0% |
| Dining Rewards | 2.0% | 3% |
| Grocery Rewards | 2.0% | 2% |
| Gas Rewards | 2.0% | 4% (up to $3,600/yr) |
| Key Benefits | Unlimited 2% cash back on all purchases. | 4% on gas/EV/transit (up to $300/month), 3% dining, 2% groceries. |
| Issuer | Citi | WebBank |
Quick Summary
The Citi Double Cash Card has a $0 annual fee (same as Gemini Credit Card).
Citi Double Cash Card has a higher base reward rate (2.0% vs 1.0%).
Which Card is Better for Your Spending?
Enter your typical monthly spending to see which card earns you more rewards.
Your Personalized Results
Want to compare more cards? Try our full calculator to see all 20+ cards ranked by your spending.