Citi Double Cash Card vs IHG One Rewards Premier Card
Compare the Citi Double Cash Card ($0/yr) against the IHG One Rewards Premier Card ($99/yr) to see which card earns you more rewards based on your spending.
See how the Citi Double Cash Card and IHG One Rewards Premier Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Citi Double Cash Card | IHG One Rewards Premier Card |
|---|---|---|
| Annual Fee | $0 | $99 |
| Sign-Up Bonus | $200 after $1,500 spend in 6 months | 175,000 points after $5,000 spend in 3 months |
| Foreign Transaction Fee | 3% | 0% |
| Base Reward Rate | 2.0% | 3.0% |
| Travel Rewards | 5% | 5% |
| Dining Rewards | 2.0% | 5% |
| Gas Rewards | 2.0% | 5% |
| Key Benefits | Unlimited 2% cash back on all purchases. | Up to 26x at IHG hotels, 5x on travel, gas, and dining. |
| Issuer | Citi | Chase |
Quick Summary
The Citi Double Cash Card has a $0 annual fee (saving you $99/year compared to IHG One Rewards Premier Card).
IHG One Rewards Premier Card has a higher base reward rate (3.0% vs 2.0%).
Which Card is Better for Your Spending?
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