Citi Double Cash Card vs United Explorer Card
Compare the Citi Double Cash Card ($0/yr) against the United Explorer Card ($150/yr) to see which card earns you more rewards based on your spending.
See how the Citi Double Cash Card and United Explorer Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Citi Double Cash Card | United Explorer Card |
|---|---|---|
| Annual Fee | $0 | $150 |
| Sign-Up Bonus | $200 after $1,500 spend in 6 months | 70,000 miles after $3,000 spend in 3 months |
| Foreign Transaction Fee | 3% | 0% |
| Base Reward Rate | 2.0% | 1.0% |
| Travel Rewards | 5% | 2% |
| Dining Rewards | 2.0% | 2% |
| Key Benefits | Unlimited 2% cash back on all purchases. | 2x miles on United purchases, dining, and hotel stays. |
| Issuer | Citi | Chase |
Quick Summary
The Citi Double Cash Card has a $0 annual fee (saving you $150/year compared to United Explorer Card).
Citi Double Cash Card has a higher base reward rate (2.0% vs 1.0%).
Which Card is Better for Your Spending?
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