Discover it Cash Back vs Wells Fargo Active Cash Card
Compare the Discover it Cash Back ($0/yr) against the Wells Fargo Active Cash Card ($0/yr) to see which card earns you more rewards based on your spending.
See how the Discover it Cash Back and Wells Fargo Active Cash Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Discover it Cash Back | Wells Fargo Active Cash Card |
|---|---|---|
| Annual Fee | $0 | $0 |
| Sign-Up Bonus | None | $200 after $500 spend in 3 months |
| Foreign Transaction Fee | 0% | 3% |
| Base Reward Rate | 1.0% | 2.0% |
| Key Benefits | 5% on rotating quarterly categories (up to $1,500/quarter), 1% on everything else. Cashback Match doubles all cash back in first year. | Unlimited 2% cash rewards on all purchases with no categories to track. |
| Issuer | Discover | Wells Fargo |
Quick Summary
The Discover it Cash Back has a $0 annual fee (same as Wells Fargo Active Cash Card).
Wells Fargo Active Cash Card has a higher base reward rate (2.0% vs 1.0%).
Which Card is Better for Your Spending?
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