The Luxury Card Mastercard Black Card is a $699/year travel rewards card from Luxury Card. It earns 3% on travel.
Beyond the points: Up to $300 in annual statement credits ($200 airline + $100 dining), plus a $120 Global Entry/TSA PreCheck credit, offset a large share of the $699 fee before any points are counted — then add Priority Pass Select with unlimited guest visits and 24/7 concierge.
Annual Credits
This card currently offers $420 in annual credits. What they're actually worth depends on how you spend — run your own numbers in the calculator to see which ones you'd capture.
- $200 Airline fee credit requires spending in this category
- $100 Dining credit requires spending in this category
- $120 Global Entry/TSA PreCheck $120 every 4 years
Credits are not factored into our rankings — cards are ordered by rewards earned minus the full annual fee. We show credits separately so you can judge them against your own habits rather than taking an advertised total at face value.
Rewards Breakdown
| Category | Rate | Details |
|---|---|---|
| Travel | 3% | Unlimited |
| All other purchases | 1.5% | Unlimited |
| Foreign Transaction Fee | None | Great for international purchases |
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See Your Estimated RewardsFrequently Asked Questions
What is the annual fee for the Luxury Card Mastercard Black Card?
The Luxury Card Mastercard Black Card has an annual fee of $699.
What is the sign-up bonus for the Luxury Card Mastercard Black Card?
The Luxury Card Mastercard Black Card does not currently offer a sign-up bonus.
Does the Luxury Card Mastercard Black Card charge foreign transaction fees?
No, the Luxury Card Mastercard Black Card does not charge foreign transaction fees.
What categories earn bonus rewards with the Luxury Card Mastercard Black Card?
The Luxury Card Mastercard Black Card earns 3% on travel.
These rankings are estimates based on published card terms. Actual rewards depend on your spending patterns, how you redeem, and whether your purchases qualify for bonus categories. Rates and terms may change — verify current offers on the issuer’s site.
The Luxury Card trademarks are property of Barclays Lifestyles LLC. BLACK CARD is a registered trademark used under license. Luxury Card products are issued by Barclays Bank Delaware pursuant to a license from Mastercard International Incorporated, owner of the registered trademarks Mastercard, World Elite Mastercard, and the circles design. All trademarks are the property of their respective owners. © 2025 Barclays Lifestyles LLC