OnePay CashRewards Card

Issued by Synchrony Best for Cash Back, No Annual Fee

Annual fee
None
Top rewards rate
3%on Walmart purchases
Welcome bonus
$35 after $0 spend in 1 months
Foreign transaction fee
0%

No annual fee, with 3% back on Walmart purchases.

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Sign-Up Bonus

$35 cash back

after spending $0 in the first 1 month

Rewards Breakdown

Category Rate Details
Walmart purchases 3% Unlimited
Walmart purchases if you qualify 5% Earns 5% at Walmart only with a paid Walmart+ membership. Without it the rate is 3%, which is what the ranking uses.
All other purchases 1.5% Unlimited
Foreign Transaction Fee None Great for international purchases

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Frequently Asked Questions

What is the annual fee for the OnePay CashRewards Card?

The OnePay CashRewards Card has no annual fee.

What is the sign-up bonus for the OnePay CashRewards Card?

New cardholders can earn $35 cash back after spending $0 in the first 1 months.

Does the OnePay CashRewards Card charge foreign transaction fees?

No, the OnePay CashRewards Card does not charge foreign transaction fees.

What categories earn bonus rewards with the OnePay CashRewards Card?

The OnePay CashRewards Card earns 3% on Walmart purchases. It also advertises 5% at Walmart with Walmart+, but that rate applies only when you qualify, so it is excluded from our rankings.

Apply for OnePay CashRewards Card

These rankings are estimates based on published card terms. Actual rewards depend on your spending patterns, how you redeem, and whether your purchases qualify for bonus categories. Rates and terms may change, so verify current offers on the issuer’s site.

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