Sam's Club Mastercard®

Issued by Synchrony Best for Cash Back, No Annual Fee

Annual fee
None
Top rewards rate
5%on gas
Welcome bonus
$30 after $30 spend in 1 months
Foreign transaction fee
0%

No annual fee, with 5% back on gas.

We may earn a commission if you apply through our links. This never affects rankings. How we make money

Full earn rates: 5% on gas & ev charging (up to $6,000/yr) and 3% on dining, then 1% on everything else.

Sign-Up Bonus

$30 cash back

after spending $30 in the first 1 month

Rewards Breakdown

Category Rate Details
Gas & EV Charging 5% Up to $6,000/year, then 1%
Dining 3% Unlimited
Groceries if you qualify 3% Earns 3% on Sam's Club purchases only with a Plus membership, which costs more than the base Club tier. Club members earn 1% there, and groceries bought anywhere else earn 1%.
All other purchases 1% Unlimited
Foreign Transaction Fee None Great for international purchases

Compare With Similar Cards

See How Much You’d Earn

Enter your monthly spending to see how the Sam's Club Mastercard compares against other cards based on your actual habits.

See Your Estimated Rewards

Frequently Asked Questions

What is the annual fee for the Sam's Club Mastercard?

The Sam's Club Mastercard has no annual fee.

What is the sign-up bonus for the Sam's Club Mastercard?

New cardholders can earn $30 cash back after spending $30 in the first 1 months.

Does the Sam's Club Mastercard charge foreign transaction fees?

No, the Sam's Club Mastercard does not charge foreign transaction fees.

What categories earn bonus rewards with the Sam's Club Mastercard?

The Sam's Club Mastercard earns 5% on gas and EV charging, 3% on dining. It also advertises 3% at Sam's Club with Plus, but that rate applies only when you qualify, so it is excluded from our rankings.

Apply for Sam's Club Mastercard

These rankings are estimates based on published card terms. Actual rewards depend on your spending patterns, how you redeem, and whether your purchases qualify for bonus categories. Rates and terms may change, so verify current offers on the issuer’s site.

Sam's Club Mastercard Apply Now