Target™ Mastercard®
- Annual fee
- None
- Top rewards rate
- 5%on Target purchases
- Foreign transaction fee
- 3%
No annual fee, with 5% back on Target purchases.
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Full earn rates: 5% on target purchases, 2% on dining and 2% on gas & ev charging, then 1% on everything else.
Rewards Breakdown
| Category | Rate | Details |
|---|---|---|
| Target purchases | 5% | Unlimited |
| Dining | 2% | Unlimited |
| Gas & EV Charging | 2% | Unlimited |
| All other purchases | 1% | Unlimited |
| Foreign Transaction Fee | 3% | Standard fee, consider a no-fee card for travel abroad |
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See Your Estimated RewardsFrequently Asked Questions
What is the annual fee for the Target Mastercard?
The Target Mastercard has no annual fee.
What is the sign-up bonus for the Target Mastercard?
The Target Mastercard does not currently offer a sign-up bonus.
Does the Target Mastercard charge foreign transaction fees?
Yes, the Target Mastercard charges a 3% foreign transaction fee.
What categories earn bonus rewards with the Target Mastercard?
The Target Mastercard earns 5% on Target purchases, 2% on dining, 2% on gas and EV charging.
These rankings are estimates based on published card terms. Actual rewards depend on your spending patterns, how you redeem, and whether your purchases qualify for bonus categories. Rates and terms may change, so verify current offers on the issuer’s site.