U.S. Bank Smartly™ Visa Signature® Card

Issued by U.S. Bank Best for Cash Back, No Annual Fee

Annual fee
None
Top rewards rate
2%on everything
Foreign transaction fee
3%

A flat 2% on everything with no annual fee and no categories to track.

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Rewards Breakdown

Category Rate Details
All other purchases 2% Unlimited
Foreign Transaction Fee 3% Standard fee, consider a no-fee card for travel abroad

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Frequently Asked Questions

What is the annual fee for the U.S. Bank Smartly Visa Signature Card?

The U.S. Bank Smartly Visa Signature Card has no annual fee.

What is the sign-up bonus for the U.S. Bank Smartly Visa Signature Card?

The U.S. Bank Smartly Visa Signature Card does not currently offer a sign-up bonus.

Does the U.S. Bank Smartly Visa Signature Card charge foreign transaction fees?

Yes, the U.S. Bank Smartly Visa Signature Card charges a 3% foreign transaction fee.

What categories earn bonus rewards with the U.S. Bank Smartly Visa Signature Card?

The U.S. Bank Smartly Visa Signature Card earns 2.0% flat rate on all purchases.

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These rankings are estimates based on published card terms. Actual rewards depend on your spending patterns, how you redeem, and whether your purchases qualify for bonus categories. Rates and terms may change, so verify current offers on the issuer’s site.

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