Wells Fargo Autograph Journey℠ Card
- Annual fee
- $95
- Top rewards rate
- 3%on travel
- Annual credits
- $50see breakdown below
- Welcome bonus
- 60,000 points after $4,000 spend in 3 months
- Foreign transaction fee
- 0%
Earns 3% on travel, so it pays off once your travel spending outweighs the $95 fee.
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Full earn rates: 3% on travel and 3% on dining, then 1% on everything else.
Annual Credits
This card currently offers $50 in annual credits. What they're actually worth depends on how you spend, so run your own numbers in the calculator to see which ones you'd capture.
- $50 Airline statement credit ($50+ airline purchase) requires spending in this category
Credits are not factored into our rankings. Cards are ordered by rewards earned minus the full annual fee. We show credits separately so you can judge them against your own habits rather than taking an advertised total at face value.
Sign-Up Bonus
after spending $4,000 in the first 3 months
Rewards Breakdown
| Category | Rate | Details |
|---|---|---|
| Travel | 3% | Unlimited |
| Dining | 3% | Unlimited |
| Travel if you qualify | 5% | Earns 5% only on hotel stays. Other travel earns 3%. |
| Travel if you qualify | 4% | Earns 4% only on airline purchases. Other travel earns 3%. |
| All other purchases | 1% | Unlimited |
| Foreign Transaction Fee | None | Great for international purchases |
Compare With Similar Cards
See How Much You’d Earn
Enter your monthly spending to see how the Wells Fargo Autograph Journey Card compares against other cards based on your actual habits.
See Your Estimated RewardsFrequently Asked Questions
What is the annual fee for the Wells Fargo Autograph Journey Card?
The Wells Fargo Autograph Journey Card has an annual fee of $95.
What is the sign-up bonus for the Wells Fargo Autograph Journey Card?
New cardholders can earn 60,000 points after spending $4,000 in the first 3 months.
Does the Wells Fargo Autograph Journey Card charge foreign transaction fees?
No, the Wells Fargo Autograph Journey Card does not charge foreign transaction fees.
What categories earn bonus rewards with the Wells Fargo Autograph Journey Card?
The Wells Fargo Autograph Journey Card earns 3% on travel, 3% on dining. It also advertises 5% on hotels and 4% on airlines, but those rates apply only when you qualify, so they are excluded from our rankings.
These rankings are estimates based on published card terms. Actual rewards depend on your spending patterns, how you redeem, and whether your purchases qualify for bonus categories. Rates and terms may change, so verify current offers on the issuer’s site.