Which card has a lower annual fee, Bass Pro Shops CLUB Mastercard or Capital One Savor Cash Rewards Credit Card?

The Bass Pro Shops CLUB Mastercard has no annual fee, compared to $0 for the Capital One Savor Cash Rewards Credit Card.

Which card earns more cash back, Bass Pro Shops CLUB Mastercard or Capital One Savor Cash Rewards Credit Card?

The Bass Pro Shops CLUB Mastercard earns 1.0% base cash back, while the Capital One Savor Cash Rewards Credit Card earns 1.0%. The best choice depends on your spending habits. Use the calculator to see which card earns you more.

Is the Bass Pro Shops CLUB Mastercard better than the Capital One Savor Cash Rewards Credit Card?

It depends on your spending. If you spend more on categories where the Bass Pro Shops CLUB Mastercard offers higher rewards, it may be better. Use our calculator to compare based on your actual monthly spending.

Bass Pro Shops CLUB Mastercard vs Capital One Savor Cash Rewards Credit Card: Which Card Wins for Your Spending?

Which earns more for you?

Travel ($)

Dining ($)

Groceries ($)

Gas ($)

Special ($)

Other ($)

Monthly spending. We rank on rewards minus the full annual fee, so statement credits and perks are listed separately and never counted for you.

Choosing between the Bass Pro Shops CLUB Mastercard (no annual fee) and the Capital One Savor Cash Rewards Credit Card (no annual fee) comes down to where you spend most. Both cards can deliver real value. Let’s break it down, then run your numbers to find the winner.

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Meet the Contenders

Bass Pro Shops CLUB Mastercard

2% back at Bass Pro Shops and Cabela's, 1% elsewhere. The headline 5% needs $25,000 of annual spend.

Annual fee: None Sign-up bonus: $60 after $10 spend in 1 months Foreign fees: 0%

Perfect if: You want solid rewards without paying an annual fee.

Apply Now

Capital One Savor Cash Rewards Credit Card

Strongest in dining at 3%. Unlimited 3% on dining, entertainment, groceries, and streaming; 5% on travel through Capital One.

Annual fee: None Sign-up bonus: $250 after $500 spend in 3 months Foreign fees: 0%

Perfect if: You want solid rewards without paying an annual fee.

Apply Now

Head-to-Head Comparison

Feature	Bass Pro Shops CLUB Mastercard	Capital One Savor Cash Rewards Credit Card
Annual Fee	$0	$0
Sign-Up Bonus	$60 after $10 spend in 1 months	$250 after $500 spend in 3 months
Foreign Transaction Fee	0%	0%
Base Reward Rate	1.0%	1.0%
Dining Rewards	1%	3%
Groceries Rewards	1%	3%
Rates with conditions not counted in the rows above	5% after $25,000 annual spend The advertised 5% at Bass Pro Shops and Cabela's needs $25,000 of annual spend, with an intermediate 3% tier at $10,000. Below that the rate is 2%, which is what the ranking uses.	5% through Capital One Travel Earns 5% only on hotels, vacation rentals and rental cars booked through Capital One Travel, Capital One's own booking site. Travel booked anywhere else earns 1%.
Key Benefits	2% back at Bass Pro Shops and Cabela's, 1% elsewhere. The headline 5% needs $25,000 of annual spend.	Unlimited 3% on dining, entertainment, groceries, and streaming; 5% on travel through Capital One.

The Verdict

Capital One Savor Cash Rewards Credit Card wins on dining, groceries.

Not sure which fits your life? Enter your spending below and we’ll do the math. The calculator ranks purely on rewards minus the full annual fee, so credits and perks are yours to judge.