Bilt World Elite Mastercard vs Citi Double Cash Card

Compare the Bilt World Elite Mastercard ($0/yr) against the Citi Double Cash Card ($0/yr) to see which card earns you more rewards based on your spending.

See how the Bilt World Elite Mastercard and Citi Double Cash Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.

Feature Bilt World Elite Mastercard Citi Double Cash Card
Annual Fee $0 $0
Sign-Up Bonus None $200 after $1,500 spend in 6 months
Foreign Transaction Fee 0% 3%
Base Reward Rate 4.0% 2.0%
Travel Rewards 4.0% 5%
Key Benefits Up to 1x points on rent/mortgage, 4% Bilt Cash on everyday spend. Unlimited 2% cash back on all purchases.
Issuer Bilt Rewards Citi

Quick Summary

The Bilt World Elite Mastercard has a $0 annual fee (same as Citi Double Cash Card).

Bilt World Elite Mastercard has a higher base reward rate (4.0% vs 2.0%).

Which Card is Better for Your Spending?

Enter your typical monthly spending to see which card earns you more rewards.

Want to compare more cards? Try our full calculator to see all 20+ cards ranked by your spending.