Bilt World Elite Mastercard vs Chase Sapphire Preferred Card
Compare the Bilt World Elite Mastercard ($0/yr) against the Chase Sapphire Preferred Card ($95/yr) to see which card earns you more rewards based on your spending.
See how the Bilt World Elite Mastercard and Chase Sapphire Preferred Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Bilt World Elite Mastercard | Chase Sapphire Preferred Card |
|---|---|---|
| Annual Fee | $0 | $95 |
| Sign-Up Bonus | None | 75,000 points after $5,000 spend in 3 months |
| Foreign Transaction Fee | 0% | 0% |
| Base Reward Rate | 4.0% | 1.0% |
| Travel Rewards | 4.0% | 5% |
| Dining Rewards | 4.0% | 3% |
| Grocery Rewards | 4.0% | 3% |
| Key Benefits | Up to 1x points on rent/mortgage, 4% Bilt Cash on everyday spend. | 5x points on travel through Chase Travel, 3x on dining and online groceries, 2x on other travel. |
| Issuer | Bilt Rewards | Chase |
Quick Summary
The Bilt World Elite Mastercard has a $0 annual fee (saving you $95/year compared to Chase Sapphire Preferred Card).
Bilt World Elite Mastercard has a higher base reward rate (4.0% vs 1.0%).
Which Card is Better for Your Spending?
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