Bank of America Customized Cash Rewards Credit Card vs Capital One Quicksilver Cash Rewards Credit Card
Compare the Bank of America Customized Cash Rewards Credit Card ($0/yr) against the Capital One Quicksilver Cash Rewards Credit Card ($0/yr) to see which card earns you more rewards based on your spending.
See how the Bank of America Customized Cash Rewards Credit Card and Capital One Quicksilver Cash Rewards Credit Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Bank of America Customized Cash Rewards Credit Card | Capital One Quicksilver Cash Rewards Credit Card |
|---|---|---|
| Annual Fee | $0 | $0 |
| Sign-Up Bonus | $200 after $1,000 spend in 90 days | $200 after $500 spend in 3 months |
| Foreign Transaction Fee | 3% | 0% |
| Base Reward Rate | 1.0% | 1.5% |
| Travel Rewards | 1.0% | 5% |
| Grocery Rewards | 2% | 1.5% |
| Key Benefits | 3% in your choice category, 2% at grocery stores and wholesale clubs (combined $2,500/quarter cap). | Unlimited 1.5% cash back on all purchases, 5% on Capital One Travel bookings. |
| Issuer | Bank of America | Capital One |
Quick Summary
The Bank of America Customized Cash Rewards Credit Card has a $0 annual fee (same as Capital One Quicksilver Cash Rewards Credit Card).
Capital One Quicksilver Cash Rewards Credit Card has a higher base reward rate (1.5% vs 1.0%).
Which Card is Better for Your Spending?
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