Bank of America® Customized Cash Rewards credit card
- Annual fee
- None
- Top rewards rate
- 3%on Choice category (gas, dining, etc.)
- Welcome bonus
- $200 after $1,000 spend in 90 days
- Foreign transaction fee
- 3%
No annual fee, with 3% back on Choice category (gas, dining, etc.).
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Full earn rates: 3% on choice category (gas, dining, etc.) (up to $10,000/yr) and 2% on groceries, then 1% on everything else.
Sign-Up Bonus
after spending $1,000 in the first 90 days
Rewards Breakdown
| Category | Rate | Details |
|---|---|---|
| Choice category (gas, dining, etc.) | 3% | Up to $10,000/year, then 1% |
| Groceries | 2% | Unlimited |
| All other purchases | 1% | Unlimited |
| Foreign Transaction Fee | 3% | Standard fee, consider a no-fee card for travel abroad |
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See Your Estimated RewardsFrequently Asked Questions
What is the annual fee for the Bank of America Customized Cash Rewards Credit Card?
The Bank of America Customized Cash Rewards Credit Card has no annual fee.
What is the sign-up bonus for the Bank of America Customized Cash Rewards Credit Card?
New cardholders can earn $200 cash back after spending $1,000 in the first 90 days.
Does the Bank of America Customized Cash Rewards Credit Card charge foreign transaction fees?
Yes, the Bank of America Customized Cash Rewards Credit Card charges a 3% foreign transaction fee.
What categories earn bonus rewards with the Bank of America Customized Cash Rewards Credit Card?
The Bank of America Customized Cash Rewards Credit Card earns 3% on Choice category (gas, dining, etc.), 2% on groceries.
These rankings are estimates based on published card terms. Actual rewards depend on your spending patterns, how you redeem, and whether your purchases qualify for bonus categories. Rates and terms may change, so verify current offers on the issuer’s site.