Is the Capital One Quicksilver Cash Rewards Credit Card better than the U.S. Bank Cash+ Visa Signature Card?

It depends on your spending. If you spend more on categories where the Capital One Quicksilver Cash Rewards Credit Card offers higher rewards, it may be better. Use our calculator to compare based on your actual monthly spending.

Capital One Quicksilver Cash Rewards Credit Card vs U.S. Bank Cash+® Visa Signature® Card: Which Card Wins for Your Spending?

Q: Which card has a lower annual fee, Capital One Quicksilver Cash Rewards Credit Card or U.S. Bank Cash+ Visa Signature Card?

The Capital One Quicksilver Cash Rewards Credit Card has no annual fee, compared to $0 for the U.S. Bank Cash+ Visa Signature Card.

Q: Which card earns more cash back, Capital One Quicksilver Cash Rewards Credit Card or U.S. Bank Cash+ Visa Signature Card?

The Capital One Quicksilver Cash Rewards Credit Card earns 1.5% base cash back, while the U.S. Bank Cash+ Visa Signature Card earns 1.0%. The best choice depends on your spending habits. Use the calculator to see which card earns you more.

Which earns more for you?

Travel ($)

Dining ($)

Groceries ($)

Gas ($)

Special ($)

Other ($)

Monthly spending. We rank on rewards minus the full annual fee, so statement credits and perks are listed separately and never counted for you.

Choosing between the Capital One Quicksilver Cash Rewards Credit Card (no annual fee) and the U.S. Bank Cash+® Visa Signature® Card (no annual fee) comes down to where you spend most. Both cards can deliver real value. Let’s break it down, then run your numbers to find the winner.

Affiliate Disclosure: PointsCompare may earn a commission when you apply for a card through links on this site. This doesn't affect our rankings. Cards are ordered by rewards value for your spending. Full disclosure policy

Meet the Contenders

Capital One Quicksilver Cash Rewards Credit Card

Unlimited 1.5% cash back on all purchases, 5% on Capital One Travel bookings. Earns a solid 1.5% on everything else.

Annual fee: None Sign-up bonus: $200 after $500 spend in 3 months Foreign fees: 0%

Perfect if: You're comfortable booking through the issuer's own site for the best rate.

Apply Now

U.S. Bank Cash+ Visa Signature Card

Strongest in groceries at 2%. 5% on two chosen categories up to $2,000/quarter, 2% on one everyday.

Annual fee: None Sign-up bonus: $250 after $1,000 spend in 90 days Foreign fees: 3%

Perfect if: You want solid rewards without paying an annual fee.

Apply Now

Head-to-Head Comparison

Feature	Capital One Quicksilver Cash Rewards Credit Card	U.S. Bank Cash+ Visa Signature Card
Annual Fee	$0	$0
Sign-Up Bonus	$200 after $500 spend in 3 months	$250 after $1,000 spend in 90 days
Foreign Transaction Fee	0%	3%
Base Reward Rate	1.5%	1%
Groceries Rewards	1.5%	2%
Rates with conditions not counted in the rows above	5% through Capital One Travel Earns 5% only on hotels and rental cars booked through Capital One Travel, Capital One's own booking site. Travel booked anywhere else earns the flat 1.5%.	5% on prepaid travel Earns 5% only on prepaid hotels and car rentals booked through the U.S. Bank Travel Center. Travel booked anywhere else earns 1%.
Key Benefits	Unlimited 1.5% cash back on all purchases, 5% on Capital One Travel bookings.	5% on two chosen categories up to $2,000/quarter, 2% on one everyday.

The Verdict

Capital One Quicksilver Cash Rewards Credit Card pulls ahead for travel, dining, gas spending.

U.S. Bank Cash+ Visa Signature Card wins on groceries.

Not sure which fits your life? Enter your spending below and we’ll do the math. The calculator ranks purely on rewards minus the full annual fee, so credits and perks are yours to judge.