U.S. Bank Cash+® Visa Signature® Card

Issued by U.S. Bank Best for Cash Back, No Annual Fee

Annual fee
None
Top rewards rate
5%on Two chosen categories
Welcome bonus
$250 after $1,000 spend in 90 days
Foreign transaction fee
3%

No annual fee, with 5% back on Two chosen categories.

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Full earn rates: 5% on two chosen categories (up to $8,000/yr) and 2% on groceries, then 1% on everything else.

Sign-Up Bonus

$250 cash back

after spending $1,000 in the first 90 days

Rewards Breakdown

Category Rate Details
Two chosen categories 5% Up to $8,000/year, then 1%
Groceries 2% Unlimited
Travel if you qualify 5% Earns 5% only on prepaid hotels and car rentals booked through the U.S. Bank Travel Center. Travel booked anywhere else earns 1%.
All other purchases 1% Unlimited
Foreign Transaction Fee 3% Standard fee, consider a no-fee card for travel abroad

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Frequently Asked Questions

What is the annual fee for the U.S. Bank Cash+ Visa Signature Card?

The U.S. Bank Cash+ Visa Signature Card has no annual fee.

What is the sign-up bonus for the U.S. Bank Cash+ Visa Signature Card?

New cardholders can earn $250 cash back after spending $1,000 in the first 90 days.

Does the U.S. Bank Cash+ Visa Signature Card charge foreign transaction fees?

Yes, the U.S. Bank Cash+ Visa Signature Card charges a 3% foreign transaction fee.

What categories earn bonus rewards with the U.S. Bank Cash+ Visa Signature Card?

The U.S. Bank Cash+ Visa Signature Card earns 5% on Two chosen categories, 2% on groceries. It also advertises 5% on prepaid travel, but that rate applies only when you qualify, so it is excluded from our rankings.

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These rankings are estimates based on published card terms. Actual rewards depend on your spending patterns, how you redeem, and whether your purchases qualify for bonus categories. Rates and terms may change, so verify current offers on the issuer’s site.

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