Capital One Savor Cash Rewards Credit Card vs Chase Freedom Flex
Compare the Capital One Savor Cash Rewards Credit Card ($0/yr) against the Chase Freedom Flex ($0/yr) to see which card earns you more rewards based on your spending.
See how the Capital One Savor Cash Rewards Credit Card and Chase Freedom Flex stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Capital One Savor Cash Rewards Credit Card | Chase Freedom Flex |
|---|---|---|
| Annual Fee | $0 | $0 |
| Sign-Up Bonus | $200 after $500 spend in 3 months | $200 after $500 spend in 3 months |
| Foreign Transaction Fee | 0% | 3% |
| Base Reward Rate | 1.0% | 1.0% |
| Travel Rewards | 5% | 5% |
| Dining Rewards | 3% | 3% |
| Grocery Rewards | 3% | 1.0% |
| Key Benefits | Unlimited 3% on dining, entertainment, groceries, and streaming; 5% on travel through Capital One. | 5% on rotating categories (up to $1,500/quarter), 5% on Chase Travel, 3% on dining and drugstores. |
| Issuer | Capital One | Chase |
Quick Summary
The Capital One Savor Cash Rewards Credit Card has a $0 annual fee (same as Chase Freedom Flex).
Both cards have the same base reward rate (1.0%).
Which Card is Better for Your Spending?
Enter your typical monthly spending to see which card earns you more rewards.
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