Chase Freedom Flex

Chase No annual fee
cashback no annual fee
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The Chase Freedom Flex is a no-annual-fee cash back card from Chase. It earns 5% on travel, 3% on dining and 5% on rotating categories. A sign-up bonus of $200 cash back adds extra value for new cardholders.

Sign-Up Bonus

$200 cash back

after spending $500 in the first 3 months

Rewards Breakdown

Category Rate Details
Travel 5% Unlimited
Dining 3% Unlimited
Rotating categories 5% Up to $6,000/year, then 1.0%
All other purchases 1.0% Unlimited
Foreign Transaction Fee 3% Standard fee — consider a no-fee card for travel abroad

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Frequently Asked Questions

What is the annual fee for the Chase Freedom Flex?

The Chase Freedom Flex has no annual fee.

What is the sign-up bonus for the Chase Freedom Flex?

New cardholders can earn $200 cash back after spending $500 in the first 3 months.

Does the Chase Freedom Flex charge foreign transaction fees?

Yes, the Chase Freedom Flex charges a 3% foreign transaction fee.

What categories earn bonus rewards with the Chase Freedom Flex?

The Chase Freedom Flex earns 5% on travel, 3% on dining, 5% on special.

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These rankings are estimates based on published card terms. Actual rewards depend on your spending patterns, how you redeem, and whether your purchases qualify for bonus categories. Rates and terms may change — verify current offers on the issuer’s site.

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