Capital One Savor Cash Rewards Credit Card vs Chase Freedom Unlimited
Compare the Capital One Savor Cash Rewards Credit Card ($0/yr) against the Chase Freedom Unlimited ($0/yr) to see which card earns you more rewards based on your spending.
See how the Capital One Savor Cash Rewards Credit Card and Chase Freedom Unlimited stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Capital One Savor Cash Rewards Credit Card | Chase Freedom Unlimited |
|---|---|---|
| Annual Fee | $0 | $0 |
| Sign-Up Bonus | $200 after $500 spend in 3 months | $200 after $500 spend in 3 months |
| Foreign Transaction Fee | 0% | 3% |
| Base Reward Rate | 1.0% | 1.5% |
| Travel Rewards | 5% | 5% |
| Dining Rewards | 3% | 3% |
| Grocery Rewards | 3% | 1.5% |
| Key Benefits | Unlimited 3% on dining, entertainment, groceries, and streaming; 5% on travel through Capital One. | 3% on dining and drugstores, 5% on Chase Travel. |
| Issuer | Capital One | Chase |
Quick Summary
The Capital One Savor Cash Rewards Credit Card has a $0 annual fee (same as Chase Freedom Unlimited).
Chase Freedom Unlimited has a higher base reward rate (1.5% vs 1.0%).
Which Card is Better for Your Spending?
Enter your typical monthly spending to see which card earns you more rewards.
Your Personalized Results
Want to compare more cards? Try our full calculator to see all 20+ cards ranked by your spending.