Chase Freedom Unlimited vs Citi Double Cash Card
Compare the Chase Freedom Unlimited ($0/yr) against the Citi Double Cash Card ($0/yr) to see which card earns you more rewards based on your spending.
See how the Chase Freedom Unlimited and Citi Double Cash Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Chase Freedom Unlimited | Citi Double Cash Card |
|---|---|---|
| Annual Fee | $0 | $0 |
| Sign-Up Bonus | $200 after $500 spend in 3 months | $200 after $1,500 spend in 6 months |
| Foreign Transaction Fee | 3% | 3% |
| Base Reward Rate | 1.5% | 2.0% |
| Travel Rewards | 5% | 5% |
| Dining Rewards | 3% | 2.0% |
| Key Benefits | 3% on dining and drugstores, 5% on Chase Travel. | Unlimited 2% cash back on all purchases. |
| Issuer | Chase | Citi |
Quick Summary
The Chase Freedom Unlimited has a $0 annual fee (same as Citi Double Cash Card).
Citi Double Cash Card has a higher base reward rate (2.0% vs 1.5%).
Which Card is Better for Your Spending?
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