Capital One Savor Cash Rewards Credit Card vs Citi Strata Premier Card
Compare the Capital One Savor Cash Rewards Credit Card ($0/yr) against the Citi Strata Premier Card ($95/yr) to see which card earns you more rewards based on your spending.
See how the Capital One Savor Cash Rewards Credit Card and Citi Strata Premier Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Capital One Savor Cash Rewards Credit Card | Citi Strata Premier Card |
|---|---|---|
| Annual Fee | $0 | $95 |
| Sign-Up Bonus | $200 after $500 spend in 3 months | 60,000 points after $4,000 spend in 3 months |
| Foreign Transaction Fee | 0% | 0% |
| Base Reward Rate | 1.0% | 1.0% |
| Travel Rewards | 5% | 3% |
| Dining Rewards | 3% | 3% |
| Grocery Rewards | 3% | 3% |
| Gas Rewards | 1.0% | 3% |
| Key Benefits | Unlimited 3% on dining, entertainment, groceries, and streaming; 5% on travel through Capital One. | 10x points on hotels, car rentals, and attractions booked on cititravel.com; 3x on air travel, restaurants, supermarkets, gas & EV charging. |
| Issuer | Capital One | Citi |
Quick Summary
The Capital One Savor Cash Rewards Credit Card has a $0 annual fee (saving you $95/year compared to Citi Strata Premier Card).
Both cards have the same base reward rate (1.0%).
Which Card is Better for Your Spending?
Enter your typical monthly spending to see which card earns you more rewards.
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