Citi Double Cash Card vs Citi Strata Premier Card
Compare the Citi Double Cash Card ($0/yr) against the Citi Strata Premier Card ($95/yr) to see which card earns you more rewards based on your spending.
See how the Citi Double Cash Card and Citi Strata Premier Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Citi Double Cash Card | Citi Strata Premier Card |
|---|---|---|
| Annual Fee | $0 | $95 |
| Sign-Up Bonus | $200 after $1,500 spend in 6 months | 60,000 points after $4,000 spend in 3 months |
| Foreign Transaction Fee | 3% | 0% |
| Base Reward Rate | 2.0% | 1.0% |
| Travel Rewards | 5% | 3% |
| Dining Rewards | 2.0% | 3% |
| Grocery Rewards | 2.0% | 3% |
| Gas Rewards | 2.0% | 3% |
| Key Benefits | Unlimited 2% cash back on all purchases. | 10x points on hotels, car rentals, and attractions booked on cititravel.com; 3x on air travel, restaurants, supermarkets, gas & EV charging. |
| Issuer | Citi | Citi |
Quick Summary
The Citi Double Cash Card has a $0 annual fee (saving you $95/year compared to Citi Strata Premier Card).
Citi Double Cash Card has a higher base reward rate (2.0% vs 1.0%).
Which Card is Better for Your Spending?
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