Capital One Savor Cash Rewards Credit Card vs Delta SkyMiles Gold American Express Card
Compare the Capital One Savor Cash Rewards Credit Card ($0/yr) against the Delta SkyMiles Gold American Express Card ($150/yr) to see which card earns you more rewards based on your spending.
See how the Capital One Savor Cash Rewards Credit Card and Delta SkyMiles Gold American Express Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Capital One Savor Cash Rewards Credit Card | Delta SkyMiles Gold American Express Card |
|---|---|---|
| Annual Fee | $0 | $150 |
| Sign-Up Bonus | $200 after $500 spend in 3 months | 90,000 miles after $5,000 spend in 6 months |
| Foreign Transaction Fee | 0% | 0% |
| Base Reward Rate | 1.0% | 1.0% |
| Travel Rewards | 5% | 2% |
| Dining Rewards | 3% | 2% |
| Grocery Rewards | 3% | 2% |
| Key Benefits | Unlimited 3% on dining, entertainment, groceries, and streaming; 5% on travel through Capital One. | 2x miles on Delta, restaurants, and U.S. supermarkets. Free first checked bag and priority boarding on Delta. |
| Issuer | Capital One | American Express |
Quick Summary
The Capital One Savor Cash Rewards Credit Card has a $0 annual fee (saving you $150/year compared to Delta SkyMiles Gold American Express Card).
Both cards have the same base reward rate (1.0%).
Which Card is Better for Your Spending?
Enter your typical monthly spending to see which card earns you more rewards.
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