Capital One Savor Cash Rewards Credit Card vs U.S. Bank Cash+ Visa Signature Card

Compare the Capital One Savor Cash Rewards Credit Card ($0/yr) against the U.S. Bank Cash+ Visa Signature Card ($0/yr) to see which card earns you more rewards based on your spending.

See how the Capital One Savor Cash Rewards Credit Card and U.S. Bank Cash+ Visa Signature Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.

Feature Capital One Savor Cash Rewards Credit Card U.S. Bank Cash+ Visa Signature Card
Annual Fee $0 $0
Sign-Up Bonus $200 after $500 spend in 3 months $200 after $1,000 spend in 90 days
Foreign Transaction Fee 0% 3%
Base Reward Rate 1.0% 1.0%
Travel Rewards 5% 5%
Dining Rewards 3% 1.0%
Grocery Rewards 3% 2%
Key Benefits Unlimited 3% on dining, entertainment, groceries, and streaming; 5% on travel through Capital One. 5% on two chosen categories up to $2,000/quarter, 2% on one everyday.
Issuer Capital One U.S. Bank

Quick Summary

The Capital One Savor Cash Rewards Credit Card has a $0 annual fee (same as U.S. Bank Cash+ Visa Signature Card).

Both cards have the same base reward rate (1.0%).

Which Card is Better for Your Spending?

Enter your typical monthly spending to see which card earns you more rewards.

Want to compare more cards? Try our full calculator to see all 26+ cards ranked by your spending.