Chase Freedom Unlimited vs Chase Sapphire Preferred Card
Compare the Chase Freedom Unlimited ($0/yr) against the Chase Sapphire Preferred Card ($95/yr) to see which card earns you more rewards based on your spending.
See how the Chase Freedom Unlimited and Chase Sapphire Preferred Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Chase Freedom Unlimited | Chase Sapphire Preferred Card |
|---|---|---|
| Annual Fee | $0 | $95 |
| Sign-Up Bonus | $200 after $500 spend in 3 months | 75,000 points after $5,000 spend in 3 months |
| Foreign Transaction Fee | 3% | 0% |
| Base Reward Rate | 1.5% | 1.0% |
| Travel Rewards | 5% | 5% |
| Dining Rewards | 3% | 3% |
| Grocery Rewards | 1.5% | 3% |
| Key Benefits | 3% on dining and drugstores, 5% on Chase Travel. | 5x points on travel through Chase Travel, 3x on dining and online groceries, 2x on other travel. |
| Issuer | Chase | Chase |
Quick Summary
The Chase Freedom Unlimited has a $0 annual fee (saving you $95/year compared to Chase Sapphire Preferred Card).
Chase Freedom Unlimited has a higher base reward rate (1.5% vs 1.0%).
Which Card is Better for Your Spending?
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