Chase Sapphire Preferred Card vs Chase Sapphire Reserve Business
Compare the Chase Sapphire Preferred Card ($95/yr) against the Chase Sapphire Reserve Business ($795/yr) to see which card earns you more rewards based on your spending.
See how the Chase Sapphire Preferred Card and Chase Sapphire Reserve Business stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Chase Sapphire Preferred Card | Chase Sapphire Reserve Business |
|---|---|---|
| Annual Fee | $95 | $795 |
| Sign-Up Bonus | 75,000 points after $5,000 spend in 3 months | 150,000 points after $20,000 spend in 3 months |
| Foreign Transaction Fee | 0% | 0% |
| Base Reward Rate | 1.0% | 1.0% |
| Travel Rewards | 5% | 8% |
| Dining Rewards | 3% | 1.0% |
| Grocery Rewards | 3% | 1.0% |
| Key Benefits | 5x points on travel through Chase Travel, 3x on dining and online groceries, 2x on other travel. | 8x on Chase Travel, 4x on flights/hotels direct, 3x on ads. |
| Issuer | Chase | Chase |
Quick Summary
The Chase Sapphire Preferred Card has a $95 annual fee (saving you $700/year compared to Chase Sapphire Reserve Business).
Both cards have the same base reward rate (1.0%).
Which Card is Better for Your Spending?
Enter your typical monthly spending to see which card earns you more rewards.
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