Capital One Venture Rewards Credit Card vs Chase Sapphire Reserve Business
Compare the Capital One Venture Rewards Credit Card ($95/yr) against the Chase Sapphire Reserve Business ($795/yr) to see which card earns you more rewards based on your spending.
See how the Capital One Venture Rewards Credit Card and Chase Sapphire Reserve Business stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Capital One Venture Rewards Credit Card | Chase Sapphire Reserve Business |
|---|---|---|
| Annual Fee | $95 | $795 |
| Sign-Up Bonus | 75,000 miles after $4,000 spend in 3 months | 150,000 points after $20,000 spend in 3 months |
| Foreign Transaction Fee | 0% | 0% |
| Base Reward Rate | 2.0% | 1.0% |
| Travel Rewards | 5% | 8% |
| Key Benefits | 2x miles on every purchase, 5x on hotels and rentals through Capital One Travel. | 8x on Chase Travel, 4x on flights/hotels direct, 3x on ads. |
| Issuer | Capital One | Chase |
Quick Summary
The Capital One Venture Rewards Credit Card has a $95 annual fee (saving you $700/year compared to Chase Sapphire Reserve Business).
Capital One Venture Rewards Credit Card has a higher base reward rate (2.0% vs 1.0%).
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