Chase Sapphire Preferred Card vs Costco Anywhere Visa Card by Citi

Compare the Chase Sapphire Preferred Card ($95/yr) against the Costco Anywhere Visa Card by Citi ($0/yr) to see which card earns you more rewards based on your spending.

See how the Chase Sapphire Preferred Card and Costco Anywhere Visa Card by Citi stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.

Feature Chase Sapphire Preferred Card Costco Anywhere Visa Card by Citi
Annual Fee $95 $0
Sign-Up Bonus 75,000 points after $5,000 spend in 3 months None
Foreign Transaction Fee 0% 0%
Base Reward Rate 1.0% 1.0%
Travel Rewards 5% 3%
Dining Rewards 3% 3%
Grocery Rewards 3% 2%
Gas Rewards 1.0% 4% (up to $7,000/yr)
Key Benefits 5x points on travel through Chase Travel, 3x on dining and online groceries, 2x on other travel. 4% on gas/EV (up to $7,000/yr), 3% on restaurants and travel, 2% on Costco purchases.
Issuer Chase Citi

Quick Summary

The Chase Sapphire Preferred Card has a $95 annual fee ($95/year more than Costco Anywhere Visa Card by Citi).

Both cards have the same base reward rate (1.0%).

Which Card is Better for Your Spending?

Enter your typical monthly spending to see which card earns you more rewards.

Want to compare more cards? Try our full calculator to see all 39+ cards ranked by your spending.