Chase Sapphire Preferred Card vs Southwest Rapid Rewards Premier Card
Compare the Chase Sapphire Preferred Card ($95/yr) against the Southwest Rapid Rewards Premier Card ($149/yr) to see which card earns you more rewards based on your spending.
See how the Chase Sapphire Preferred Card and Southwest Rapid Rewards Premier Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Chase Sapphire Preferred Card | Southwest Rapid Rewards Premier Card |
|---|---|---|
| Annual Fee | $95 | $149 |
| Sign-Up Bonus | 75,000 points after $5,000 spend in 3 months | 50,000 points after $1,000 spend in 3 months |
| Foreign Transaction Fee | 0% | 0% |
| Base Reward Rate | 1.0% | 1.0% |
| Travel Rewards | 5% | 3% |
| Dining Rewards | 3% | 1.0% |
| Grocery Rewards | 3% | 1.0% |
| Key Benefits | 5x points on travel through Chase Travel, 3x on dining and online groceries, 2x on other travel. | 3x on Southwest purchases, 2x on groceries and restaurants up to $8,000/year. |
| Issuer | Chase | Chase |
Quick Summary
The Chase Sapphire Preferred Card has a $95 annual fee (saving you $54/year compared to Southwest Rapid Rewards Premier Card).
Both cards have the same base reward rate (1.0%).
Which Card is Better for Your Spending?
Enter your typical monthly spending to see which card earns you more rewards.
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