Discover it Cash Back vs Southwest Rapid Rewards Premier Card
Compare the Discover it Cash Back ($0/yr) against the Southwest Rapid Rewards Premier Card ($149/yr) to see which card earns you more rewards based on your spending.
See how the Discover it Cash Back and Southwest Rapid Rewards Premier Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Discover it Cash Back | Southwest Rapid Rewards Premier Card |
|---|---|---|
| Annual Fee | $0 | $149 |
| Sign-Up Bonus | None | 50,000 points after $1,000 spend in 3 months |
| Foreign Transaction Fee | 0% | 0% |
| Base Reward Rate | 1.0% | 1.0% |
| Travel Rewards | 1.0% | 3% |
| Key Benefits | 5% on rotating quarterly categories (up to $1,500/quarter), 1% on everything else. Cashback Match doubles all cash back in first year. | 3x on Southwest purchases, 2x on groceries and restaurants up to $8,000/year. |
| Issuer | Discover | Chase |
Quick Summary
The Discover it Cash Back has a $0 annual fee (saving you $149/year compared to Southwest Rapid Rewards Premier Card).
Both cards have the same base reward rate (1.0%).
Which Card is Better for Your Spending?
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