Chase Sapphire Reserve vs Chase Sapphire Reserve Business
Compare the Chase Sapphire Reserve ($550/yr) against the Chase Sapphire Reserve Business ($795/yr) to see which card earns you more rewards based on your spending.
See how the Chase Sapphire Reserve and Chase Sapphire Reserve Business stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Chase Sapphire Reserve | Chase Sapphire Reserve Business |
|---|---|---|
| Annual Fee | $550 | $795 |
| Sign-Up Bonus | 75,000 points after $4,000 spend in 3 months | 150,000 points after $20,000 spend in 3 months |
| Foreign Transaction Fee | 0% | 0% |
| Base Reward Rate | 1.0% | 1.0% |
| Travel Rewards | 5% | 8% |
| Dining Rewards | 3% | 1.0% |
| Key Benefits | 10x on hotels/car rentals, 5x on flights through Chase Travel, 3x on dining. | 8x on Chase Travel, 4x on flights/hotels direct, 3x on ads. |
| Issuer | Chase | Chase |
Quick Summary
The Chase Sapphire Reserve has a $550 annual fee (saving you $245/year compared to Chase Sapphire Reserve Business).
Both cards have the same base reward rate (1.0%).
Which Card is Better for Your Spending?
Enter your typical monthly spending to see which card earns you more rewards.
Your Personalized Results
Want to compare more cards? Try our full calculator to see all 26+ cards ranked by your spending.