Capital One Venture Rewards Credit Card vs Chase Sapphire Reserve
Compare the Capital One Venture Rewards Credit Card ($95/yr) against the Chase Sapphire Reserve ($550/yr) to see which card earns you more rewards based on your spending.
See how the Capital One Venture Rewards Credit Card and Chase Sapphire Reserve stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Capital One Venture Rewards Credit Card | Chase Sapphire Reserve |
|---|---|---|
| Annual Fee | $95 | $550 |
| Sign-Up Bonus | 75,000 miles after $4,000 spend in 3 months | 75,000 points after $4,000 spend in 3 months |
| Foreign Transaction Fee | 0% | 0% |
| Base Reward Rate | 2.0% | 1.0% |
| Travel Rewards | 5% | 5% |
| Dining Rewards | 2.0% | 3% |
| Key Benefits | 2x miles on every purchase, 5x on hotels and rentals through Capital One Travel. | 10x on hotels/car rentals, 5x on flights through Chase Travel, 3x on dining. |
| Issuer | Capital One | Chase |
Quick Summary
The Capital One Venture Rewards Credit Card has a $95 annual fee (saving you $455/year compared to Chase Sapphire Reserve).
Capital One Venture Rewards Credit Card has a higher base reward rate (2.0% vs 1.0%).
Which Card is Better for Your Spending?
Enter your typical monthly spending to see which card earns you more rewards.
Your Personalized Results
Want to compare more cards? Try our full calculator to see all 26+ cards ranked by your spending.