Delta SkyMiles Gold American Express Card vs Discover it Cash Back
Compare the Delta SkyMiles Gold American Express Card ($150/yr) against the Discover it Cash Back ($0/yr) to see which card earns you more rewards based on your spending.
See how the Delta SkyMiles Gold American Express Card and Discover it Cash Back stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Delta SkyMiles Gold American Express Card | Discover it Cash Back |
|---|---|---|
| Annual Fee | $150 | $0 |
| Sign-Up Bonus | 90,000 miles after $5,000 spend in 6 months | None |
| Foreign Transaction Fee | 0% | 0% |
| Base Reward Rate | 1.0% | 1.0% |
| Travel Rewards | 2% | 1.0% |
| Dining Rewards | 2% | 1.0% |
| Grocery Rewards | 2% | 1.0% |
| Key Benefits | 2x miles on Delta, restaurants, and U.S. supermarkets. Free first checked bag and priority boarding on Delta. | 5% on rotating quarterly categories (up to $1,500/quarter), 1% on everything else. Cashback Match doubles all cash back in first year. |
| Issuer | American Express | Discover |
Quick Summary
The Delta SkyMiles Gold American Express Card has a $150 annual fee ($150/year more than Discover it Cash Back).
Both cards have the same base reward rate (1.0%).
Which Card is Better for Your Spending?
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