Discover it Cash Back vs Hilton Honors American Express Card
Compare the Discover it Cash Back ($0/yr) against the Hilton Honors American Express Card ($0/yr) to see which card earns you more rewards based on your spending.
See how the Discover it Cash Back and Hilton Honors American Express Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Discover it Cash Back | Hilton Honors American Express Card |
|---|---|---|
| Annual Fee | $0 | $0 |
| Sign-Up Bonus | None | 70,000 points after $2,000 spend in 6 months |
| Foreign Transaction Fee | 0% | 0% |
| Base Reward Rate | 1.0% | 3.0% |
| Travel Rewards | 1.0% | 7% |
| Dining Rewards | 1.0% | 5% |
| Grocery Rewards | 1.0% | 5% |
| Gas Rewards | 1.0% | 5% |
| Key Benefits | 5% on rotating quarterly categories (up to $1,500/quarter), 1% on everything else. Cashback Match doubles all cash back in first year. | 7x at Hilton hotels, 5x at U.S. restaurants, supermarkets, and gas stations. |
| Issuer | Discover | American Express |
Quick Summary
The Discover it Cash Back has a $0 annual fee (same as Hilton Honors American Express Card).
Hilton Honors American Express Card has a higher base reward rate (3.0% vs 1.0%).
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