Citi Double Cash Card vs Southwest Rapid Rewards Premier Card
Compare the Citi Double Cash Card ($0/yr) against the Southwest Rapid Rewards Premier Card ($149/yr) to see which card earns you more rewards based on your spending.
See how the Citi Double Cash Card and Southwest Rapid Rewards Premier Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Citi Double Cash Card | Southwest Rapid Rewards Premier Card |
|---|---|---|
| Annual Fee | $0 | $149 |
| Sign-Up Bonus | $200 after $1,500 spend in 6 months | 50,000 points after $1,000 spend in 3 months |
| Foreign Transaction Fee | 3% | 0% |
| Base Reward Rate | 2.0% | 1.0% |
| Travel Rewards | 5% | 3% |
| Key Benefits | Unlimited 2% cash back on all purchases. | 3x on Southwest purchases, 2x on groceries and restaurants up to $8,000/year. |
| Issuer | Citi | Chase |
Quick Summary
The Citi Double Cash Card has a $0 annual fee (saving you $149/year compared to Southwest Rapid Rewards Premier Card).
Citi Double Cash Card has a higher base reward rate (2.0% vs 1.0%).
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