Bank of America Customized Cash Rewards Credit Card vs Chase Freedom Unlimited
Compare the Bank of America Customized Cash Rewards Credit Card ($0/yr) against the Chase Freedom Unlimited ($0/yr) to see which card earns you more rewards based on your spending.
See how the Bank of America Customized Cash Rewards Credit Card and Chase Freedom Unlimited stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Bank of America Customized Cash Rewards Credit Card | Chase Freedom Unlimited |
|---|---|---|
| Annual Fee | $0 | $0 |
| Sign-Up Bonus | $200 after $1,000 spend in 90 days | $200 after $500 spend in 3 months |
| Foreign Transaction Fee | 3% | 3% |
| Base Reward Rate | 1.0% | 1.5% |
| Travel Rewards | 1.0% | 5% |
| Dining Rewards | 1.0% | 3% |
| Grocery Rewards | 2% | 1.5% |
| Key Benefits | 3% in your choice category, 2% at grocery stores and wholesale clubs (combined $2,500/quarter cap). | 3% on dining and drugstores, 5% on Chase Travel. |
| Issuer | Bank of America | Chase |
Quick Summary
The Bank of America Customized Cash Rewards Credit Card has a $0 annual fee (same as Chase Freedom Unlimited).
Chase Freedom Unlimited has a higher base reward rate (1.5% vs 1.0%).
Which Card is Better for Your Spending?
Enter your typical monthly spending to see which card earns you more rewards.
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