World of Hyatt Credit Card
- Annual fee
- $95
- Top rewards rate
- 1%on everything
- Welcome bonus
- 45,000 points after $5,000 spend in 3 months
- Point value
- 1.7ยขper point
- Foreign transaction fee
- 0%
Earns a flat 1% on ordinary spending. The headline 4% at Hyatt hotels is the card's real draw, but it applies only when you qualify, so this is worth holding if that matches how you actually spend.
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Sign-Up Bonus
after spending $5,000 in the first 3 months
Rewards Breakdown
| Category | Rate | Details |
|---|---|---|
| Travel if you qualify | 4% | Earns 4% only on stays at Hyatt hotels and resorts. Travel booked anywhere else earns 1%. |
| All other purchases | 1% | Unlimited |
| Foreign Transaction Fee | None | Great for international purchases |
What that looks like
Spend $1,000 and you earn 1,000 points, worth about $17 once redeemed. That works out to 1.7% on that spending, not 1%.
Points worth approximately 1.7¢ each based on typical redemption value.
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See Your Estimated RewardsFrequently Asked Questions
What is the annual fee for the World of Hyatt Credit Card?
The World of Hyatt Credit Card has an annual fee of $95.
What is the sign-up bonus for the World of Hyatt Credit Card?
New cardholders can earn 45,000 points after spending $5,000 in the first 3 months.
Does the World of Hyatt Credit Card charge foreign transaction fees?
No, the World of Hyatt Credit Card does not charge foreign transaction fees.
What categories earn bonus rewards with the World of Hyatt Credit Card?
The World of Hyatt Credit Card earns 1.0% flat rate on all purchases. It also advertises 4% at Hyatt hotels, but that rate applies only when you qualify, so it is excluded from our rankings.
These rankings are estimates based on published card terms. Actual rewards depend on your spending patterns, how you redeem, and whether your purchases qualify for bonus categories. Rates and terms may change, so verify current offers on the issuer’s site.