Hilton Honors American Express Card vs World of Hyatt Credit Card
Compare the Hilton Honors American Express Card ($0/yr) against the World of Hyatt Credit Card ($95/yr) to see which card earns you more rewards based on your spending.
See how the Hilton Honors American Express Card and World of Hyatt Credit Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Hilton Honors American Express Card | World of Hyatt Credit Card |
|---|---|---|
| Annual Fee | $0 | $95 |
| Sign-Up Bonus | 70,000 points after $2,000 spend in 6 months | 3 free nights after $5,000 spend in 3 months |
| Foreign Transaction Fee | 0% | 0% |
| Base Reward Rate | 3.0% | 1.0% |
| Travel Rewards | 7% | 4% |
| Dining Rewards | 5% | 1.0% |
| Grocery Rewards | 5% | 1.0% |
| Gas Rewards | 5% | 1.0% |
| Key Benefits | 7x at Hilton hotels, 5x at U.S. restaurants, supermarkets, and gas stations. | Up to 9X total points at Hyatt hotels and resorts. |
| Issuer | American Express | Chase |
Quick Summary
The Hilton Honors American Express Card has a $0 annual fee (saving you $95/year compared to World of Hyatt Credit Card).
Hilton Honors American Express Card has a higher base reward rate (3.0% vs 1.0%).
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