Amazon Prime Visa vs Bank of America Unlimited Cash Rewards

Compare the Amazon Prime Visa ($0/yr) against the Bank of America Unlimited Cash Rewards ($0/yr) to see which card earns you more rewards based on your spending.

See how the Amazon Prime Visa and Bank of America Unlimited Cash Rewards stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.

Feature Amazon Prime Visa Bank of America Unlimited Cash Rewards
Annual Fee $0 $0
Sign-Up Bonus None $200 after $1,000 spend in 90 days
Foreign Transaction Fee 0% 3%
Base Reward Rate 1.0% 1.5%
Travel Rewards 5% 1.5%
Dining Rewards 2% 1.5%
Gas Rewards 2% 1.5%
Key Benefits 5% at Amazon.com, Whole Foods, and Chase Travel; 2% on dining, gas, and transit. 2% first year, then 1.5% unlimited, up to 2.62% with Preferred Rewards.
Issuer Chase Bank of America

Quick Summary

The Amazon Prime Visa has a $0 annual fee (same as Bank of America Unlimited Cash Rewards).

Bank of America Unlimited Cash Rewards has a higher base reward rate (1.5% vs 1.0%).

Which Card is Better for Your Spending?

Enter your typical monthly spending to see which card earns you more rewards.

Want to compare more cards? Try our full calculator to see all 39+ cards ranked by your spending.