Bank of America® Unlimited Cash Rewards credit card
- Annual fee
- None
- Top rewards rate
- 1.5%on everything
- Welcome bonus
- $200 after $1,000 spend in 90 days
- Foreign transaction fee
- 3%
A flat 1.5% on everything with no annual fee and no categories to track.
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Sign-Up Bonus
after spending $1,000 in the first 90 days
Rewards Breakdown
| Category | Rate | Details |
|---|---|---|
| All other purchases | 1.5% | Unlimited |
| Foreign Transaction Fee | 3% | Standard fee, consider a no-fee card for travel abroad |
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See Your Estimated RewardsFrequently Asked Questions
What is the annual fee for the Bank of America Unlimited Cash Rewards?
The Bank of America Unlimited Cash Rewards has no annual fee.
What is the sign-up bonus for the Bank of America Unlimited Cash Rewards?
New cardholders can earn $200 cash back after spending $1,000 in the first 90 days.
Does the Bank of America Unlimited Cash Rewards charge foreign transaction fees?
Yes, the Bank of America Unlimited Cash Rewards charges a 3% foreign transaction fee.
What categories earn bonus rewards with the Bank of America Unlimited Cash Rewards?
The Bank of America Unlimited Cash Rewards earns 1.5% flat rate on all purchases.
These rankings are estimates based on published card terms. Actual rewards depend on your spending patterns, how you redeem, and whether your purchases qualify for bonus categories. Rates and terms may change, so verify current offers on the issuer’s site.