Blue Cash Everyday Card from American Express vs Bank of America Unlimited Cash Rewards
Compare the Blue Cash Everyday Card from American Express ($0/yr) against the Bank of America Unlimited Cash Rewards ($0/yr) to see which card earns you more rewards based on your spending.
See how the Blue Cash Everyday Card from American Express and Bank of America Unlimited Cash Rewards stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Blue Cash Everyday Card from American Express | Bank of America Unlimited Cash Rewards |
|---|---|---|
| Annual Fee | $0 | $0 |
| Sign-Up Bonus | $200 after $2,000 spend in 6 months | $200 after $1,000 spend in 90 days |
| Foreign Transaction Fee | 2.7% | 3% |
| Base Reward Rate | 1.0% | 1.5% |
| Grocery Rewards | 3% (up to $6,000/yr) | 1.5% |
| Gas Rewards | 3% (up to $6,000/yr) | 1.5% |
| Key Benefits | 3% at U.S. supermarkets, gas stations, and online retail (each up to $6,000/yr). | 2% first year, then 1.5% unlimited, up to 2.62% with Preferred Rewards. |
| Issuer | American Express | Bank of America |
Quick Summary
The Blue Cash Everyday Card from American Express has a $0 annual fee (same as Bank of America Unlimited Cash Rewards).
Bank of America Unlimited Cash Rewards has a higher base reward rate (1.5% vs 1.0%).
Which Card is Better for Your Spending?
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