Blue Cash Everyday® Card from American Express
- Annual fee
- None
- Top rewards rate
- 3%on groceries
- Annual credits
- $264see breakdown below
- Welcome bonus
- $200 after $2,000 spend in 6 months
- Foreign transaction fee
- 2.7%
No annual fee, with 3% back on groceries.
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Full earn rates: 3% on groceries (up to $6,000/yr), 3% on gas & ev charging (up to $6,000/yr) and 3% on u.s. online retail (up to $6,000/yr), then 1% on everything else.
Annual Credits
This card currently offers $264 in annual credits. What they're actually worth depends on how you spend, so run your own numbers in the calculator to see which ones you'd capture.
- $180 Home Chef credit ($15/month) requires enrollment or a specific merchant
- $84 Disney Bundle streaming credit ($7/month) requires enrollment or a specific merchant
Credits are not factored into our rankings. Cards are ordered by rewards earned minus the full annual fee. We show credits separately so you can judge them against your own habits rather than taking an advertised total at face value.
Sign-Up Bonus
after spending $2,000 in the first 6 months
Rewards Breakdown
| Category | Rate | Details |
|---|---|---|
| Groceries | 3% | Up to $6,000/year, then 1% |
| Gas & EV Charging | 3% | Up to $6,000/year, then 1% |
| U.S. online retail | 3% | Up to $6,000/year, then 1% |
| All other purchases | 1% | Unlimited |
| Foreign Transaction Fee | 2.7% | Lower than the typical 3% |
Compare With Similar Cards
See How Much You’d Earn
Enter your monthly spending to see how the Blue Cash Everyday Card from American Express compares against other cards based on your actual habits.
See Your Estimated RewardsFrequently Asked Questions
What is the annual fee for the Blue Cash Everyday Card from American Express?
The Blue Cash Everyday Card from American Express has no annual fee.
What is the sign-up bonus for the Blue Cash Everyday Card from American Express?
New cardholders can earn $200 cash back after spending $2,000 in the first 6 months.
Does the Blue Cash Everyday Card from American Express charge foreign transaction fees?
Yes, the Blue Cash Everyday Card from American Express charges a 2.7% foreign transaction fee.
What categories earn bonus rewards with the Blue Cash Everyday Card from American Express?
The Blue Cash Everyday Card from American Express earns 3% on groceries, 3% on gas and EV charging, 3% on U.S. online retail.
These rankings are estimates based on published card terms. Actual rewards depend on your spending patterns, how you redeem, and whether your purchases qualify for bonus categories. Rates and terms may change, so verify current offers on the issuer’s site.