Choosing between the Blue Cash Everyday Card from American Express (no annual fee) and the Capital One Savor Cash Rewards Credit Card (no annual fee) comes down to where you spend most. Both cards can deliver real value — let’s break it down, then run your numbers to find the winner.
Strongest in groceries at 3% (up to $6,000/yr). 3% at U.S. supermarkets, gas stations, and online retail (each up to $6,000/yr).
Perfect if: You want solid rewards without paying an annual fee.
Apply NowStrongest in travel at 5%. Unlimited 3% on dining, entertainment, groceries, and streaming; 5% on travel through Capital One.
Perfect if: You want solid rewards without paying an annual fee.
Apply Now| Feature | Blue Cash Everyday Card from American Express | Capital One Savor Cash Rewards Credit Card |
|---|---|---|
| Annual Fee | $0 | $0 |
| Sign-Up Bonus | $200 after $2,000 spend in 6 months | $200 after $500 spend in 3 months |
| Foreign Transaction Fee | 2.7% | 0% |
| Base Reward Rate | <strong>1.0%</strong> | <strong>1.0%</strong> |
| Travel Rewards | 1% | <strong>5%</strong> |
| Dining Rewards | 1% | <strong>3%</strong> |
| Groceries Rewards | 3% (up to $6,000/yr) | 3% |
| Gas Rewards | <strong>3% (up to $6,000/yr)</strong> | 1% |
| Key Benefits | 3% at U.S. supermarkets, gas stations, and online retail (each up to $6,000/yr). | Unlimited 3% on dining, entertainment, groceries, and streaming; 5% on travel through Capital One. |
Blue Cash Everyday Card from American Express pulls ahead for gas spending.
Capital One Savor Cash Rewards Credit Card wins on travel, dining.
Not sure which fits your life? Enter your spending below and we’ll do the math.
Enter your typical monthly spending and we’ll show you exactly which card earns more — including fees and bonuses.