Blue Cash Preferred Card from American Express vs American Express Gold Card
Compare the Blue Cash Preferred Card from American Express ($95/yr) against the American Express Gold Card ($325/yr) to see which card earns you more rewards based on your spending.
See how the Blue Cash Preferred Card from American Express and American Express Gold Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Blue Cash Preferred Card from American Express | American Express Gold Card |
|---|---|---|
| Annual Fee | $95 | $325 |
| Sign-Up Bonus | $250 after $3,000 spend in 6 months | 60,000 points after $6,000 spend in 6 months |
| Foreign Transaction Fee | 2.7% | 0% |
| Base Reward Rate | 1.0% | 1.0% |
| Travel Rewards | 3% | 3% |
| Dining Rewards | 1.0% | 4% (up to $50,000/yr) |
| Grocery Rewards | 6% (up to $6,000/yr) | 4% (up to $25,000/yr) |
| Gas Rewards | 3% | 1.0% |
| Key Benefits | 6% cash back at U.S. supermarkets and streaming, 3% on transit and gas. | 4X points at restaurants worldwide, 4X on U.S. supermarkets, 3X on flights. |
| Issuer | American Express | American Express |
Quick Summary
The Blue Cash Preferred Card from American Express has a $95 annual fee (saving you $230/year compared to American Express Gold Card).
Both cards have the same base reward rate (1.0%).
Which Card is Better for Your Spending?
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